As you know Paypal announces much restrictions on Indian users, you may be thinking and searching for a good paypal alternative. So here is my list of best paypal alternatives for Indians:
Moneybookers is one of the best a;ternative for paypal. It is an e-commerce business that money transfers and payments to be made through the Internet. It serves as an electronic alternative to paypal and traditional paper methods such as money orders and cheques. Moneybookers performs payment processing for online auction sites, websites, and other corporate users.
Like many competitive online fund transfer sites like paypal, Moneybookers requires identity verification before using their service to prevent money laundering and minimize fraud. Additional verification steps raise the maximum amount transferable to €50,000 or equivalent within a 90-day period. Moneybookers does not usually get involved in merchandise disputes and the availability of credit card chargebacks may be limited. (Link)
2CheckOut operate one of the broadest e-commerce payment platforms in the world with a huge currency and payment method selection and an industry-leading more than 24% conversion rate on their hosted solution. They have over 100,000 merchants to sell on-line and processed billions of dollars in e-commerce transactions. They offer hosted payment solutions, merchant and account services, gateway services, fraud prevention services, PCI compliance, consumer care, affiliate marketing, and a global shopping portal.
2CheckOut is focused on serving the needs of our diverse client base. We hope you will join us and find out what great service is all about! (Link)
AlertPay is the rising leader in secure online payment solutions. AlertPay now has over 100 employees in both Canada and India, and over five million (5,000,000!) members. AlertPay is proud to have a multi-lingual, inter-disciplinary staff with enough passion and talent to keep the company moving forward.
AlertPay has members in 190+ countries, supports 22 currencies and offers localized banking in 46 countries. We are always working on making our services available to more people all over the world.
AlertPay strictly complies with the regulations of the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and the Financial Crimes Enforcement Network (FinCEN). In addition, AlertPay’s affiliate, Ceptum AB is registered as a Financial Institution with the Financial Services Authority of Sweden (FSA).
All funds deposited with AlertPay are FDIC (Federal Deposit Insurance Corporation) and CDIC (Canada Deposit Insurance Corporation) pass-through insured in the US and Canada and are held with federally chartered and regulated banks. (Link)
4. Google Checkout
Google Checkout is yet to overcome the world of Online Payments. The service is may not be heard by many people. Hope they provide more and good services then its competitors to paypal. (Link)
Send money worldwide online with Xoom.com and save on money transfer fees. Pick up money at thousands of locations, get home delivery or deposit to a bank account. Using Xoom is fast, easy and safe. Use a credit card or bank account to fund your transfer. (Link)
Obopay is a service that allows the transfer of money between mobile phones. Once a customer creates an Obopay account, they can add money from a credit card, debit card, or a bank transfer. From a technical point of view, Obopay service currently works in three ways: via SMS, via Obopay mobile application (requires a smartphone), or via Internet browser (WAP). (Link)
Paymate is a US online payments facilitator which started operations in Australia during October 2001. The service is similar in outcomes to PayPal but credits funds directly to the recipient’s bank account. Paymate enables sellers in Australia to accept payments in AUD, USD, GBP, EUR and NZD while sellers in New Zealand can accept payments in NZD.
The company is registered in Australia (ABN 91 093 528 002) and owned by a private consortium of business people. Paymate remains an accepted payment method to use with eBay. Paymate holds an Australian Financial Services License and is regulated by ASIC. According to the company’s own survey of clients as published on their website, they were rated 8/10 on client satisfaction.
On 7 August 2002 Paymate launched Paymate Express. With the new service buyers do not need to register and the money is deposited into the seller’s Australian bank account.
Paymate moved their global headquarters to the USA in June 2009.1 (Link)
ProPay, founded in 1997 by Bradley Wilkes, and based in Utah, provides an e-commerce payment system service to corporations, small and medium sized businesses. Along with PayPal, Moneybookers, and Paymate, ProPay is one of the select few payment solutions authorized for use on the online auction site Ebay. (Link)
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